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Thursday, October 13, 2016

Tujuh Langkah Bayi Dave Ramsey

1. build up 1.000 USD emergency fund
2. pay off all debt using the "DEBT SNOWBALL" except your home
3. build up 3-6 months of expenses in savings
4. invest 15% of income towards retirement
e.g 100 usd/mo 25yo-65yo 12%/yo
5. save for your kids' college education
6. pay off your house
7. build wealth and give


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